Anything
you want to tell us
Your e-mail
Your name
Your phone number

Mobile Banking Apps

Mobile Banking Apps
Consider the reality that nearly a third of the world's population (32%) uses mobile banking apps. People have virtually stopped using desktop internet banking and visiting local bank branches due to this fact. Mobile banking app production greatly aids in reorganizing internal banking processes and bank clients' activities.

In contrast to Internet banking, which allows users to access their personal accounts via a corporate banking website, a mobile banking app is a separate piece of software that can be used on personal mobile devices. This is a much more user-friendly and easy service, even though this app type requires high security and risk-free functionality at its heart.

Have you ever been in a situation where you needed to make a fast transaction or keep an eye on your bank account balance? If you answered yes, mobile banking apps are ideal for you to keep track of your bank account even though you're not at home.

Many banking tech companies provide financial services in the form of mobile banking applications that you can use to conduct your banking transactions.

In the last few years, the unprecedented and phenomenal growth in the number of smartphone users has steadily contributed to an increase in the popularity of mobile banking apps. The use of mobile banking has risen by 33 percent since 2018.

Mobile Banking Apps

A mobile banking app is a mobile application that allows you to access your bank account information and make transactions directly from your mobile device. You'll be able to do a lot of things with your banking app, depending on which bank you're using.

Most banking apps let you check your balance and transaction history and deposit checks up to a certain amount. You can also make transfers to other bank accounts, set up automatic payments or pay your bills, submit person-to-person payments, and find ATMs that are free to use.

A mobile banking app is a free but important tool that clients can use whenever they want. Besides that, investing in mobile bank application creation saves financial institutions a considerable amount of money. This is a win-win scenario for the parties involved. Let's go over each benefit one by one.

The following are some of the advantages of creating a mobile bank application:

  • Availability 24×7 – Compared to conventional banks and ATMs, clients can conduct their normal banking operations at any time and from any place.
  • Variety Of Services & Functions – Users can carry out almost all banking transactions using the best banking apps. Loan payments, payroll services, mobile check deposits, and savings are examples of these actions.
  • Less Time Consuming – Clients do not have time to go to a bank and stand in line to deposit checks or seek guidance.
  • Paperless Record Keeping – A financial institution can connect with its clients and handle legal issues digitally if it uses mobile banking development wisely. On the one side, this cuts down on paperwork, and on the other, clients don't have to hand over confidential details on paper.
  • Reduction In Customer Service Costs – According to a McKinsey report, mobile banking technology decreases customer care costs by 50-70 percent.
  • Increased Security – Top banks care for their credibility, so they use encryption and authentication protocols in their IT networks and client applications to protect consumer privacy and information integrity.
  • Personalized User Control – Clients can better control their money by keeping track of their spending.
Both the bank and the customer profit from the development of mobile banking apps.

iOS & Android Apps for Banks

Financial institutions need to build mobile banking apps. When consumers become more mobile, they continue to use apps to access core services. Also, blogs are becoming less common as people prefer a more natural experience. Your clients will appreciate your efforts when they can check accounts, send money, pay bills, or locate ATMs in just a few clicks. As a result, mobile banking software is currently one of the best investments you can make.

Mobile banking features:
• Registration;
• Identification;
• Deposit application;
• Card application;
• Card management;
• Loan application;
• Loan repayment;
• Money transfers;
• Money withdrawals;
• Payment templates;
• Bank communication;
• Spending tracking;
• Currency exchange;
• Money transfers by phone number;
• Mobile phone refill;
• Utility bill payments;
• Payments for services;
• Tax and budget payments.

You'll get a dependable and standard-based approach from us, as well as experienced mobile banking app developers. We design, build, evaluate, and execute the application after collecting and preparing the specifications. Our mobile banking app developers may adjust the approach to speed up or devote more time to certain phases upon request. Furthermore, we can create iOS and Android apps with all of the requisite functions and features.

You can get various solutions from Workin Geeks, including banking app development for iOS and Android with core mobile banking features.

How much do Banking Apps cost to make?

The cost of creating an app is determined by a variety of factors, including the app's functionality, complexity, platform, development firm's geo-region, and many others.

You can contact us by mail to get an exact quote or leave a request on the website.
How to find us
+13029669257
+79160837954
[email protected]


...or just fill this form.
How to find us

+13029669257
+79160837954
[email protected]


...or just fill this form.